Rich enough? A laid-back guide for every Kiwi
This section includes a selection of articles by Mary Holm. Mary is a financial journalist and the author of 7 books on personal finance. In 2020, she was appointed an Officer of the New Zealand Order of Merit for services to financial literacy education.
Most of the articles are excerpts from Mary's book Rich Enough? A laid-back guide for every Kiwi.
When's it's better not to work hard
Mary discusses the perils of switching investment funds too often, pointing out that the asset class that performs best one year is often next year's worst performer.
Rules of thumb on retirement spending
Simple calculations you can use to work out how much you will be able to afford to spend in retirement.
How men and women invest
Mary delves into the research on differences between men and women when it comes to investing.
The emergency fund
The benefits of setting up a rainy day fund and how to go about it.
The psychology of spending
Advice to help you get on top of your spending, including over the Christmas holidays when credit card debt can easily get out of control.