UniSteps: annual investment mix changes
If you’ve chosen to invest in UniSteps and you’re aged between 45 and 69, your investment mix will change on 1 November. You’ll remember that, with UniSteps, the mix of growth and income assets changes automatically as you get older. Up until age 45, your savings are invested in approximately 80% growth assets. From then, the percentage of growth assets is reduced gradually to approximately 20% from age 69. The investment mix changes on 1 November each year, not on your birthday or the anniversary of the date you joined UniSaver.