New lower carbon investment option

UniSaver investment options already have a reduced exposure to carbon and an increased exposure to renewables relative to benchmark due to an allocation to the Russell Investments Sustainable Global Shares Fund (read more here [external link]). We are introducing a new investment option on 30 April 2025 that takes this a step further. The new option – called Growth (Lower Carbon) – will be invested 80% in an equity fund that, relative to the fund index, targets a reduction in carbon exposure, an increase in exposure to renewable energy and the exclusion of companies with fossil fuel reserves or a significant involvement in fossil fuel activities. The remaining 20% will be invested in global bonds. Pānui ētahi / read more

2024 investment commentary

Commentary on the 2024 investment year by Russell Investments, UniSaver’s investment consultant and manager.

Despite the tightest U.S. Federal Reserve (Fed) policy since the early 2000s and a deeply inverted Treasury yield curve, the U.S. economy defied expectations in 2024 with above-trend GDP growth, robust job creation, a 25% surge in the S&P 500 Index, and double-digit earnings growth. Pānui ētahi / read more

Global trends in sustainable investing

Russell Investments' 10th Annual ESG Manager Survey offers a deep dive into the global trends shaping sustainable investing. By gathering insights from investment managers across the globe, this survey has become a critical tool for understanding the evolving landscape of ESG (Environmental, Social, Governance) investing. Pānui ētahi anō / read more

Accessing funds if you're experiencing financial hardship

It's been widely reported in the New Zealand media that cost of living pressures have seen a rise in the number of significant financial hardship applications from KiwiSaver members. We’ve noticed a similar trend.

Pānui ētahi anō / read more

Options for members aged 65+

From age 65, you can withdraw some or all of your savings in the standard and locked sections of UniSaver. Here are your options.

Pānui ētahi anō / read more

Who gets your money if you die?

We will pay your benefit to your legal personal representative(s) if you die while you are an active member of UniSaver or while you are entitled to a deferred benefit from the scheme.

Pānui ētahi anō / read more

Let us know if you’re leaving

Your benefit is not paid automatically when you leave work. You need to fill in form12 leaving form [PDF, 168 KB] in order to access your savings. 

Pānui ētahi anō / read more