Your investment returns depend on the performance of the investment option(s) you have chosen to invest your savings in. Returns may be negative, nil or positive.

Daily unit pricing

Updated at the end of each trading day

Unit prices include fees and tax. Read more about unit pricing.

Current price 03/07/2025
Growth (Lower Carbon) $1.0536
Growth $1.4535
Balanced $1.3286
Conservative $1.1651
Cash $1.1386

Compare current and historical unit prices

To compare current and historical unit prices, select a date and submit

No unit price data available.

When comparing unit pricing, remember superannuation is a long-term investment and past performance is not an indication of future performance.

You can download an Excel spreadsheet of unit price data for any given date range here. [external link]

2025 percentage interest rates

Updated monthly

Investment performance figures are based on the change in unit prices over a given period and are expressed as a percentage. Returns are after fees and tax at 28%. Growth (Lower Carbon) was introduced on 30 April 2025.

These returns are based on unit prices which are calculated with a one-day lag. This means that returns that are reported to the end of each period actually reflect prices on the previous business day.

Period

Growth %

Growth (Lower Carbon) %

Balanced %

Conservative %

Cash %

January

1.80

-

1.32

0.71

0.30

February

-1.02

-

-0.49

0.15

0.25

March

-2.26

-

-1.50

-0.54

0.23

April

-1.59

-

-0.85

0.01

0.26

May

3.59

2.82

2.33

0.83

0.23

Year to date

0.40

2.82

0.76

1.16

1.27

UniSaver performance vs KiwiSaver

Updated quarterly

These graphs compare returns from UniSaver Growth, Balanced, Conservative and Cash with comparable KiwiSaver funds. Returns are after fees and tax at 28%.

UniSaver vs KiwiSaver returns for Growth.
UniSaver vs KiwiSaver returns for Balanced.
UniSaver vs KiwiSaver returns for Conservative.
UniSaver vs KiwiSaver returns for Cash.

Comparative data derived from the Morningstar database. Morningstar is an independent company that monitors KiwiSaver fund performance. The UniSaver returns in the graphs above have been adjusted to enable fair comparison with peers and may differ slightly from those reported elsewhere. The returns are not the returns individual UniSaver or KiwiSaver members would have received as this depends on the prices at which units are purchased on the date that contributions were received for each UniSaver or KiwiSaver member. While all care has been taken in the display of these fund performance figures, neither UniSaver Limited nor any other person accepts responsibility for any errors. 

Historical returns

Updated annually

Years to 31 December (after fees and tax at 28%)

Graph showing historical returns for Growth.
Graph showing historical returns for Balanced.
Graph showing historical returns for Conservative.
Graph showing historical returns for Cash.