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1. I'd like to join
   1. joining
      1. how it works
      2. reasons to join
      3. eligibility
      4. UniSaver and KiwiSaver
      5. how to join
   2. contributions
      1. regular contributions
      2. voluntary contributions
      3. transferring benefits in
   3. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
         1. performance vs objectives
      5. responsible investment
   4. benefits
      1. first-home withdrawal
      2. other benefits
   5. tax and fees
      1. tax and fees
   6. resources
      1. documents and forms
      2. latest newsletter
      3. UniSaver vs KiwiSaver calculator
2. I'm a member
   1. manage your savings
      1. manage your account online
      2. join the locked section
      3. leave of absence
   2. contributions
      1. regular contributions
      2. voluntary contributions
      3. member tax credits
      4. transferring benefits in
      5. are your savings on track?
   3. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
      5. responsible investment
   4. benefits
      1. first-home withdrawal
      2. benefits when you leave
   5. tax and fees
      1. tax and fees
   6. resources
      1. documents and forms
      2. latest newsletter
      3. UniSaver vs KiwiSaver calculator
   7. 2016 in review
      1. Annual report
      2. Fund update
      3. Fund update
      4. Fund update
      5. Fund update
      6. 2016 investment review
   8. 2017 in review
      1. Annual Report
      2. 2017 investment review
      3. Fund Update
      4. Fund Update
      5. Fund Update
      6. Fund update
      7. UniSteps (age 49) Fund Update
      8. UniSteps (age 54) fund update
      9. UniSteps (age 59) fund update
      10. UniSteps (age 64) fund update
3. I'm a deferred member
   1. manage your savings
      1. manage your account online
      2. join the locked section
      3. about deferred membership
      4. make a withdrawal
   2. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
      5. responsible investment
   3. benefits
      1. first-home withdrawal
      2. make a withdrawal
   4. tax and fees
      1. tax and fees
   5. resources
      1. documents and forms
      2. latest newsletter
   6. 2016 in review
      1. Annual report
      2. Fund update
      3. Fund update
      4. Fund update
      5. Fund update
4. About UniSaver
5. Contact
6. 2017 Redirector Page