Eligibility

Participating employers

Membership is available to eligible permanent and fixed-term employees of: 

Can I join UniSaver?

You are eligible to join UniSaver if you are a permanent part-time or full-time employee of a participating employer. You may also be able to join if you are a fixed-term employee. Fixed-term employees can only participate in UniSaver’s locked section.

You must meet age and citizenship criteria join the locked section. This is part of the requirement for receiving government contributions. You must be:

Use this diagram to see if you can join UniSaver.

Eligibility

Employer contributions

Use the following diagram to work out what employer contributions you are eligible to receive in addition to your own contributions to UniSaver. Most employees will join as what we call a category A member. Your contribution options are explained in detail here. In a very few cases, you might only be eligible to join as what we call a category B member. Read more about category B membership

Contributions

The employer subsidy of 1.35 times your contributions up to 6.75% of salary applies to eligible permanent and fixed-term employees. Different employer contribution rates can be agreed between you, your employer and the trustee. Your employer may continue to contribute on your behalf from age 65 at its discretion. 

Total remuneration agreements

If you are employed under a total remuneration agreement entered into after 13 December 2007, it is possible that any employer contributions may (with the trustee's consent) be paid from, not on top of, your salary. Talk to your manager, HR/payroll representative or superannuation officer about your options if you are on a total remuneration agreement.

Need help?

Talk to your manager, HR/payroll representative or superannuation officer if you have questions about your eligibility to join UniSaver or to receive employer contributions.

 

 

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