Other in-service withdrawals
You can make in-service withdrawals from your standard accounts only in limited circumstances. These include your funds being subject to a court order (for example, to settle a division of relationship property) or a first-home withdrawal.
You can make in-service withdrawals from your locked accounts for the reasons noted above.
You can also transfer your locked funds to a KiwiSaver scheme at any time. You can keep your accounts in the scheme open, and you and your employer may continue to contribute to either or both sections of the scheme.
You can withdraw funds from your locked account(s) whether or not you are still in service once you have:
- attained the age where you would ordinarily qualify for New Zealand Superannuation (currently 65), and
- been a member of a complying superannuation fund and/or a KiwiSaver scheme for at least five years.
You’ll find the forms you need under Documents and forms:
7. First-home withdrawal
8. In-service withdrawal (locked members)