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  1. I'd like to join
    1. joining
      1. how it works
      2. reasons to join
      3. eligibility
      4. UniSaver and KiwiSaver
      5. how to join
    2. contributions
      1. regular contributions
      2. voluntary contributions
      3. transferring benefits in
    3. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
      5. 2015 investment review
    4. benefits
      1. first-home withdrawal
      2. benefits when you leave
    5. tax and fees
      1. tax and fees
    6. resources
      1. documents and forms
      2. latest newsletter
      3. UniSaver vs KiwiSaver Calculator
  2. I'm a member
    1. manage your savings
      1. manage your account online
      2. join the locked section
      3. leave of absence
    2. contributions
      1. regular contributions
      2. voluntary contributions
      3. member tax credits
      4. transferring benefits in
      5. are your savings on track?
    3. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
      5. 2015 investment review
    4. benefits
      1. first-home withdrawal
      2. benefits when you leave
    5. tax and fees
      1. tax and fees
    6. resources
      1. documents and forms
      2. latest newsletter
      3. UniSaver vs KiwiSaver calculator
  3. I'm a deferred member
    1. Investments
      1. Investment basics
    2. manage your savings
      1. manage your account online
      2. join the locked section
      3. about deferred membership
      4. make a withdrawal
    3. investments
      1. investment basics
      2. investment options
      3. choosing an option
      4. latest returns
      5. 2015 investment review
    4. benefits
      1. first-home withdrawal
      2. make a withdrawal
    5. tax and fees
      1. tax and fees
    6. resources
      1. documents and forms
      2. latest newsletter
  4. About UniSaver
  5. Contact
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